Joy Peppers http://joypeppers.com/ Wed, 25 May 2022 06:56:43 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 http://joypeppers.com/wp-content/uploads/2021/05/joy-peppers-icon-150x150.png Joy Peppers http://joypeppers.com/ 32 32 Pizza Hut, operator KFC, Sapphire Foods share price is down 18% so far in 2022; turnaround coming, should you buy? http://joypeppers.com/pizza-hut-operator-kfc-sapphire-foods-share-price-is-down-18-so-far-in-2022-turnaround-coming-should-you-buy/ Wed, 25 May 2022 06:15:19 +0000 http://joypeppers.com/pizza-hut-operator-kfc-sapphire-foods-share-price-is-down-18-so-far-in-2022-turnaround-coming-should-you-buy/

Shares of Pizza Hut, KFC operator Sapphire Foods have plunged 18% so far this year, underperforming the benchmark Nifty 50 index which has fallen 8%. However, analysts at Motilal Oswal Financial Services expect the stock to rise 42% on the back of growth in KFC, the Pizza Hut business in the country. “Sapphire Foods’ earnings growth opportunity is attractive enough to warrant an investment case,” the national brokerage firm said in its report while issuing a hedge on the stock with a “buy” rating. and a target price of Rs 1,420 per share. Sapphire Foods shares were trading at Rs 987, down 1% on NSE intraday.

Net profit margin to improve

According to Motilal Oswal analysts, with a healthy SSSG and rapid store additions, Sapphire Foods is expected to see strong double-digit sales growth in the coming years (29% CAGR FY22-24). The company’s efforts on the omnichannel model, with downsizing of stores, evidently led to a turnaround in profitability, with overall EBITDA margin rising from low-single digits over the course of the year. FY19-21 at 11% in FY22. Going forward, analysts forecast an EBITDA CAGR of 43% in FY22-24. “It made a net profit in FY22 after suffering losses in FY19-21. We expect it to improve its net profit margin to 5.3% in FY2019. FY24 versus 2.7% in FY22,” they said.

Zomato share price climbs 18%, mcap exceeds Rs 50,000-cr; This is what fuels the rally. buy, sell, hold?

Wall Street, stock market

US stocks in the red amid slow growth and high inflation; The Nasdaq falls more than 2.8%

stocks to watch, stocks in focus, bpcl, retail of the future

BPCL, Indian Hotels Company, Future Retail, Coal India, Grasim shares in brief

Business activity in the United States and the eurozone slowed in May, with S&P Global attributing the decline in its U.S. composite PMI output to

Global markets: Stocks tumble on growth worries, bond yields fall

KFC biz on solid ground, Pizza Hut on the verge of a recovery

Analysts believe that Sapphire Foods offers an exciting investment opportunity in the Indian Quick Service Restaurant (QSR) space as the Indian Food Service (FSI) industry is expected to register a CAGR of 9% in the coming years. , with QSRs likely to grow faster at 23% CAGR on FY20-25. The company’s new scalable restaurant business model is a game-changer and its omnichannel strategy and downsizing of stores, along with other elements of the model, have resulted in a big shift in Sapphire’s unit economics . Meanwhile, KFC India’s business is also strong, with healthy ADS and profitability. Pizza Hut’s Indian business is also experiencing a turnaround, with an increased focus on delivery, while maintaining its restaurant edge. “Overall, SAPPHIRE is poised to deliver strong growth with a CAGR of 29%/43% sales/EBITDA (pre-Ind AS 116) in FY22-24E,” the brokerage said. .

Ready for strong network expansion growth

Analysts believe that KFC and PH are poised for strong growth due to their rapid network expansion and the health of their SSSG over the next few years. “We expect KFC/PH to see a CAGR of 31% / 35% in sales in FY22-24. There is considerable potential for improvement in our guidance, as our estimated ADS levels for FY24 had already been exceeded in 3QFY22 (although this is an outlier),” they said. . Sapphire Foods’ operating profitability should also continue to improve. However, recent challenges related to commodity inflation and the Sri Lankan crisis

may put some pressure on short-term profitability.

Attractive valuations, initiate hedging with Buy

“We assigned an FY24E (pre-Ind AS 116) EV/EBITDA multiple of 27x to the KFC business due to its robust metrics (ADS and brand contribution margin), and 17x to the PH business. These are significantly lower than DEVYANI’s KFC/PH multiple targets (45x/35x) due to the disadvantages SAPHIRE faces in terms of trading: a) its territorial rights in KFC are largely in high population states vegetarian, and b) DEVYANI can venture into SAPPHIRE territories with PHD format stores, which require lower investments,” the brokerage said.

While the discount multiples are warranted given the reasons mentioned above, the opportunity for earnings growth is attractive enough to warrant an investment case, they said, adding that Sapphire’s valuations are at a considerable discount compared to its peers. The brokerage has assigned a ‘buy’ rating to the stock with a target price of 1,420 rupees, implying a 42% upside.

(The stock recommendations in this story are from the respective research analysts and brokerage firms. Financial Express Online takes no responsibility for their investment advice. Investments in the capital markets are subject to rules and regulations. Please consult your investment advisor before investing.)

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DITP, Thai Chamber of Commerce and Koelnmesse announce plans to host THAIFEX – ANUGA ASIA, a global food and beverage trade show, on-site and virtually, May 24-28 http://joypeppers.com/ditp-thai-chamber-of-commerce-and-koelnmesse-announce-plans-to-host-thaifex-anuga-asia-a-global-food-and-beverage-trade-show-on-site-and-virtually-may-24-28/ Tue, 24 May 2022 22:05:02 +0000 http://joypeppers.com/ditp-thai-chamber-of-commerce-and-koelnmesse-announce-plans-to-host-thaifex-anuga-asia-a-global-food-and-beverage-trade-show-on-site-and-virtually-may-24-28/

Bangkok, Thailand – MAY 24, 2022 – The Department for the Promotion of International Trade (DITP), the Ministry of Commerce, the Thai Chamber of Commerce (TCC) and Koelnmesse (KM) Germany, have announced the organization of THAIFEX – ANUGA ASIA on a large scale under the name of THAIFEX -ANUGA ASIA 2022 ” The Hybrid Edition.

This largest and most comprehensive international food and beverage exhibition in Asia is poised to be the ultimate connector and world-class business platform for food and beverage industry business operators to connect. meet, establish valuable business networks, create new marketing opportunities, gain new inspiration and insight into emerging F&B breakthroughs and technology.

THAIFEX-ANUGA ASIA 2022 is being held as a hands-on trade show from May 24-28, 2022 at IMPACT Muang Thong Thani and a virtual trade show at www.thaifex-vts.com. It is expected to generate a total revenue of over 10,000 million baht for the country.

Mr. Phusit Ratanakul Sereroengrit, Director General of Thailand’s Department for the Promotion of International Trade, revealed that before the outbreak of the COVID-19 pandemic, THAIFEX-ANUGA ASIA was held with great fanfare as the annual field trade exhibition. However, with the unprecedented and widespread COVID-19 pandemic last year, the organizers were prompted to adapt the format of the event to the THAIFEX – Virtual Trade Show (VTS) and to organize the Virtual – Online Business Matching (V -OBM) at www.thaifex-vts.com.

As the pandemic situation begins to improve this year, leading many countries, including Thailand, to lift strict measures and reopen to international travellers, the three organizers have therefore agreed to welcome THAIFEX-ANUGA ASIA in large as a physical show, while also organizing the THAIFEX – Virtual Trade Show on the virtual platform, to hybridize all the commercial possibilities under the name, THAIFEX-ANUGA ASIA 2022 “The Hybrid Edition” under the concept Re-imagine the Future of Food & Beverage Industry.

“THAIFEX-ANUGA ASIA 2022 is destined to be Asia’s largest and most comprehensive food and beverage trade show, as well as the ultimate world-class business platform that brings together international trade operators from around the world. food and beverage industry to connect and meet their potential partners in successful business matches both on-site and virtually. Hall 5-10 IMPACT Muang Thong Thani, open to trade visitors for the 5 days Public visitors are welcome to shop and visit the exhibition booths on the last day of the trade event To ensure the safety of exhibitors and visitors visitors, all precautionary measures will be strictly adhered to and prioritized, Phusit said.

Mr. Phusit further added that after hearing that this year THAIFEX-ANUGA ASIA will be held in the field once again, Thai and international business operators have all responded positively to our invitation. Meanwhile, 58 Thai Trade Affairs offices around the world have also invited buyers and importers and the number of their attendants is expected to increase significantly. At the same time, Koelnmesse, our co-organizer, has also extended the invitation to a wider list of buyers and importers. Therefore, we are confident that this trade exhibition will achieve the goal and bring enormous success, ultimately realizing Deputy Prime Minister and Minister of Commerce Jurin Laksanawisit’s Thai Food, World Food initiative to expand Thai food products to the global market. .

Additionally, THAIFEX-ANUGA ASIA 2022 is expected to welcome a total of 75,000 on-site visitors and over 3,500 online visitors at www.thaifex-vts.com. This event is expected to generate a total purchase order of approximately 10,000 million baht, divided into orders from the physical trade event worth 9,550 million baht and orders placed via www.thaifex-vts .com worth 450 million baht.

As for the On Ground Show, THAIFEX-ANUGA ASIA 2022 “The Hybrid Edition” presents the following 11 zones, namely, Fine Food, Drinks, Sweets & Confectionery, Seafood, Meat, Frozen food, Rice, Fruits & vegetables, Coffee & Tea , catering and food technology, as well as tools/devices/equipment and various services related to the food and beverage industry. The expo also features special showcase areas for halal food, organic food, innovative food as well as selected best food products from various provinces in Thailand, following the initiative of the Deputy Prime Minister and Minister of Trade Jurin Laksanawisit for the cooperation between the provinces trade offices as a provincial seller to become the seller of the Nation. Many other highlights include the promotion of Thai tropical fruits such as durian and mangosteen which visitors can pre-order directly from farmers at the event, or the Future Food exhibition which features a showcase of Thai entrepreneurs who are becoming known and recognized internationally in the industry. .

As for the virtual trade show, THAIFEX – Virtual Trade Show (VTS) offers a unique virtual trade show experience through www.thaifex-vts.com. This ultimate platform combines Virtual Trade Fair and Virtual – Online Business Matching (V-OBM), enabling real-time virtual business matching for buyers worldwide, including China. Visitors can select the product category they are interested in, visit exhibition stands, watch videos, view 3D product catalogs, and view 360-degree 2D products that can be rotated and zoomed to read product details. label. Industry professionals can also book an appointment for online business matchmaking via chat, voice call, video call or watch product presentations from various leading exhibitors and product startups innovations through our digital live streaming platform.

Mr.Visit Limlurcha, Vice President of the Thai Chamber of Commerce and the Board of Trade of Thailand revealed that the food and beverage industry in Thailand contributes to GDP, generating around 5.5% of the country’s gross domestic product. Thailand is the 13th largest exporter of food products in the world, accounting for 2.3% of the world market, and the 4th in Asia after China, Indonesia and India. This THAIFEX-ANUGA ASIA would enable Thai business operators, both large SMEs and new entrepreneurs, to expand their products and services in the international and domestic market, providing them with the opportunity to meet potential buyers both on the field and virtually, while showcasing their innovation and creative products in response to global demands and future food trends. THAIFEX–ANUGA ASIA is therefore ready to help business operators in the F&B industry succeed and prosper.

“THAIFEX-ANUGA ASIA 2022 is so well received by domestic and international F&B business operators who are all set to showcase their quality and innovative products worldwide. Additionally, new products have been developed in response to new emerging trends as well as ever-changing market and consumer demands, such as eco-friendly packaging that can be conveniently handled to maintain both quality and consistency. product hygiene. To date, more than 722 Thai exporters, including more than 400 SMEs, have confirmed their presence as exhibitors, comprising a total of 2,085 exhibition stands. Meanwhile, we are contacted by a large number of professional visitors through various channels from Thailand and abroad to join us. All of this would make THAIFEX-ANUGA ASIA 2022 encompass a wide variety of products ranging from niche market to commodity and engage industry players at all market levels,” Mr. Visit added.

Mr. Mathias Kuepper, Managing Director of Koelnmesse, revealed that this year’s event attracted 815 international exhibitors and importers to showcase their products in a total exhibition space of 11,592 square meters, a figure that doubled from 2020. Despite stringent travel regulations in force in some countries, this increased number of international exhibitors affirms the central role of this trade show in reviving the food industry in the region. In total, overseas exhibitors and importers come from 35 countries, with the largest number of exhibitors from South Korea, followed by Vietnam, Italy, Malaysia and Turkey, many of whom are enrolled in the Hosted program Buyers. Additionally, major global companies such as Dole Asia and NTUC have confirmed their participation in the event. This demonstrates that the physical trade fair would play an extremely important role in expanding business opportunities. Meanwhile, exhibitors who cannot attend the show in person, such as China, are also showing their commitment to participate virtually. It proved that all companies yearn to be part of this mega show and did everything possible to overcome their travel restrictions.

“In the meantime, we have witnessed a new emerging trend, namely environmentally friendly products and packaging designed for sustainability. This also includes products made from plants and products with the Clean label, all of which will be showcased at this year’s THAIFEX-ANUGA ASIA, covering more than 20% of the total exhibition space. In response to the latest future food trends focused on sustainability, the organizers have partnered with Scholars of Sustenance (SOS), an international food rescue foundation to care for surplus food and ensure no food waste remains from this event. . At the end of the event, the SOS team will collect all surplus food from exhibitors and redistribute it to low-income communities, orphanages and shelters, reaching all vulnerable communities in society,” Mr. Mathias said.

For more information on THAIFEX-ANUGA ASIA 2022 “The Hybrid Edition”, please contact the Department for the Promotion of International Trade (DITP) on 1169. Interested persons can register for the On Ground visit at www.thaifex -anuga.com and for virtual trade show on www.thaifex-vts.com

Media Contact
Company Name: Integrated Communication Co., Ltd.
Contact person: Ms. Usanee Thavornkarn
E-mail: Send an email
Call: 081 984 5500
City: bangkok
Country: Thailand
Website: www.incom.co.th

Press release distributed by ABNewswire.com

To view the original version on ABNewswire, visit: DITP, Thai Chamber of Commerce and Koelnmesse Announce Plans to Host THAIFEX – ANUGA ASIA Global Food and Beverage Expo Both On-Site and Virtually from 24 to May 28

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Shaker Council grants loan to Midnight Owl Brewing Co. in former Van Aken District Bakery http://joypeppers.com/shaker-council-grants-loan-to-midnight-owl-brewing-co-in-former-van-aken-district-bakery/ Tue, 24 May 2022 13:25:00 +0000 http://joypeppers.com/shaker-council-grants-loan-to-midnight-owl-brewing-co-in-former-van-aken-district-bakery/

SHAKER HEIGHTS, Ohio — The City Council has approved its half of an $80,000 forgivable loan from the Small Business Administration to help a local craft brewery move into the former Lucy’s Sweet Surrender Bakery in the Southern District of Van Aken .

In total, Midnight Owl Brewing Company will invest more than $1.4 million in a 10-barrel brewery and 84-seat restaurant, with plans to open in early 2023 alongside Mendel’s BBQ in Kansas City. The barbecue restaurant is working on opening this fall, sharing 7,000 square feet of space at 20312-14 Chagrin Blvd.

With five to seven full-time employees and four to seven part-time employees expected to be hired, Midnight Owl will produce nearly $55,000 in projected local payroll taxes over five years, senior economic development specialist Katharyne Starinsky told the board. Monday May 23.

This greatly exceeds the requirements of the SBA Shaker Partnership Loan, launched jointly with Cuyahoga County in 2014, resulting in 12 projects totaling more than $2.4 million in private investment, leveraged by approximately $356,000 in forgivable loans. – split 50-50 by city and county ($178,000 each).

“Funds can be used to upgrade commercial space and purchase equipment, but cannot be used for inventory or payroll,” Starinsky noted in his May 17. memo to council.

In total, the city-county SBA program has resulted in local income tax deductions worth $526,000 for Shaker since its inception by helping create 76 full-time and 145 part-time jobs.

“Additionally, this project is female-owned, which supports the city’s diversity, equity, and inclusion (DEI) goals,” Starinsky noted.

The Council passed the legislation at first reading on Monday with an emergency clause to allow Midnight Owl to secure funding for its project so it can place orders for equipment, which have a six-month deadline, it said. -she adds.

Midnight Owl will primarily produce draft beer, with over 80% of this beer to be sold locally. Hours of operation will be Tuesday through Sunday, serving lunch and dinner, and closing Friday and Saturday at 11 p.m.

Last month, the council authorized the city to act as an intermediary agency for a $350,000 loan to two new companies from the state’s Commercial Property Assessed Clean Energy (C-PACE) authority to upgrade the Former Bakery and, before that, Chandler & Rudd Specialty Groceries.

“Their rental space will undergo extensive interior renovations,” Starinsky added. “Exterior renovations to the building will include a new storefront, signage and the addition of an outdoor patio.”

Starinsky and the city’s chief legal officer, William Ondrey Gruber, also noted that Mendel’s Kansas City BBQ and Midnight Owl received the required voter approval on May 3 to serve alcohol in what is otherwise a dry area. Many other establishments have also had to stand for election in the past.

1899Golf

Elsewhere in the Van Aken district, the council on Monday confirmed part of a conditional use permit – indoors only at this stage – for 1899 Golf to open a leisure bar and restaurant with nine golf simulator bays this fall at the north end of the Shaker. Square.

The ever-busy space has been home to Pearl Asian Kitchen for five years, though its predecessor, the original Pearl of the Orient restaurant, has been a favorite at Shaker since it opened in 1978.

The city’s Planning Commission gave approval on interior plans earlier this month, along with a parking gap that could allow for outdoor greens, though those design plans are still pending.

Responding to a question from Vice Mayor Sean Malone, a spokesperson for 1899 Golf told the council that the interior walls of the simulator provide a full enclosure for swing clubs and any ricocheting golf balls.

These indoor simulators will also be “removed somewhat” from the current restaurant, the spokesperson added, while Mayor David Weiss said the Urban planning commission has already been assured that there will be “no wind turbines” or other branded miniature golf features installed on the proposed greens.

Tesla Supercharger

Also at Shaker Plaza, the council on Monday granted a right-of-way license to Tesla to install an electric vehicle charging station on the lower level of the city parking lot, adjacent to the mall and the RTA Blue Line fast terminal.

This 12-space “supercharger” will replace 15 parking spaces and supplement EV stations installed by the city and in the nearby Van Aken District parking garage.

Although the supercharger only works on Teslas, state data shows that of the 98 electric vehicles registered in Shaker, 68 of them are Tesla models, noted the city’s sustainability coordinator, Michael Peters, in his May 23 report. memo to council.

“This location will establish the Van Aken District as a regional electric vehicle charging hub, benefiting residents and businesses in the city,” Peters said.

“A supercharger location, which to date is rarely found far from an interstate highway (Interstate 271 and Interstate 480), will be an attraction for EV drivers who will then likely frequent local businesses in Shaker Plaza and the district of Van Aken.”

In addition to increasing accessibility and providing much faster charging times, Weiss, who received board approval to enter into the license agreement, said there will be no cost to the city ​​and that the Van Aken district will appear on all Teslas on-board maps. .

Tesla will also consider adapting the compressors so that other makes and models may eventually use them as well.

Peters noted that additional DC fast chargers, similar in capacity to Tesla superchargers, are also expected to be installed as part of a Northeast Ohio Regional Coordinating Agency program on Tuttle Road later. This year.

“These will be compatible with almost any electric vehicle and alleviate concerns about limited initial compressor availability,” Peters added.

Liquor license

The city also signed a liquor license bid for Paloma’s, a “taco concept” bar and restaurant located in the vacant retail space at 20041 Walker Road in the Van Aken District, adjacent to Pocket Park.

Gruber told council there were no objections from city departments to the license, which would allow spirits to be served until 2:30 a.m.

Learn more about the Sun Press.

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SBI offers real-time Xpress credit loans on YONO http://joypeppers.com/sbi-offers-real-time-xpress-credit-loans-on-yono/ Tue, 24 May 2022 00:42:52 +0000 http://joypeppers.com/sbi-offers-real-time-xpress-credit-loans-on-yono/

The State Bank of India (SBI) has announced that its personal loan product for salaried customers, called Real-Time Xpress Credit (RTXC), will be available through its YONO banking app, an IBS Intelligence report said on Monday (23 May). .

Customers will be able to access RTXC from anywhere, according to the report.

The service will be 100% paperless and digital, the statement said. He added that by using RTXC, central government and state and defense salaried customers will not have to visit a branch to obtain a loan, and everything from credit checks, eligibility , sanction and documentation, will be digital.

“We are delighted to introduce the Real Time Xpress Credit (RTXC) loan facility for our eligible salaried customers on YONO,” said Shri Dinesh Khara, President of SBI. “The Xpress Credit product will allow our customers to experience a digital, hassle-free and paperless lending process.”

See also: India’s latest SBI bank to ban payments to crypto exchanges

Last year, SBI halted payments made with its Unified Payments Infrastructure to crypto exchanges, PYMNTS wrote, with several Indian banks doing the same at that time.

In September last year, SBI bank customers were unable to transfer funds through UPI to buy crypto, including big names like Bitcoin.

The decision could have made other banks less willing to accept crypto merchants for integration on their UPI platforms, but the National Payments Corporation of India (NPCI) said it would not block corporate payments. of crypto using UPI.

Instead, the NPCI said banks should make their own decisions about how to handle the problem.

As with many crypto regulations, businesses and crypto advocates have opposed each other. Wazirx, one of the largest crypto exchanges in the country, spoke out against the decision, saying the company was trying to meet with SBI and talk about alternatives, adding that it would affect “millions” of people.

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NEW PYMNTS DATA: THE TRUTH ABOUT BNPL AND STORED CARDS – APRIL 2022

On: Shoppers who have store cards use them for 87% of all eligible purchases – but that doesn’t mean retailers should start buy now, pay later (BNPL) options at checkout. The Truth About BNPL and Store Cards, a collaboration between PYMNTS and PayPal, surveys 2,161 consumers to find out why providing both BNPL and Store Cards is key to helping merchants maximize conversion.

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Stomach pain and GERD: treatment and prevention http://joypeppers.com/stomach-pain-and-gerd-treatment-and-prevention/ Mon, 23 May 2022 23:01:32 +0000 http://joypeppers.com/stomach-pain-and-gerd-treatment-and-prevention/

Whether it’s called “heartburn” or its official name, gastroesophageal reflux disease (GERD), this digestive disorder can cause pain, most often in the chest and throat.

GERD can also cause stomach pain, which is usually felt in the upper abdomen.

This article will take a closer look at GERD-related stomach pain, its treatment options, and what you can do to avoid stomach pain caused by GERD.

GERD is quite common. It affects approximately 20 percent of the American adult population.

GERD occurs when digestive acids and enzymes from your stomach don’t want to stay in your stomach. Instead, they travel up your esophagus toward your mouth. This is because a band of muscle around the base of your esophagus – called the lower esophageal sphincter – is weakening and not sealing properly.

The purpose of the lower esophageal sphincter is to open when food travels down your esophagus. This allows food to move down into your stomach. If this muscle is weakened, it can allow stomach contents to reflux into your esophagus, irritating it and causing pain.

The most common symptoms of GERD are persistent acid reflux (heartburn) and regurgitation. Many people with GERD experience a burning sensation in their chest caused by stomach acid rising into the esophagus.

But pain in the upper abdomen or stomach area is another symptom of GERD. If you have stomach pain with GERD, you may feel a burning or gnawing sensation in your stomach, or what some people describe as a “sour” stomach.

Eating certain foods — such as fatty, fried, spicy foods, and citrus fruits — can trigger or exacerbate GERD. Being pregnant can also make the situation worse, as well as certain behaviors, such as:

  • going to bed too soon after eating
  • eat too much at once
  • drinking soda, coffee or alcohol
  • smoking

If your abdominal pain is mild, you may be able to wait a few hours and see if it goes away. If it gets worse or persists for a long time, contact your doctor or health care professional.

If you have chest pain or are vomiting blood, seek emergency medical attention immediately.

Other symptoms of GERD

Besides heartburn, regurgitation, and stomach pain, other common symptoms of GERD can include:

Making certain lifestyle changes can help reduce your GERD symptoms, including stomach pain. For example, a doctor may recommend:

Treatments for GERD may include:

  • antacids for very mild symptoms
  • over-the-counter (OTC) proton pump inhibitors that reduce acid production in your stomach
  • OTC H2 blockers, which also reduce your stomach acid production
  • prescription H2 blockers
  • prescription proton pump inhibitors
  • motility medications, which are prescription medications that help your stomach empty faster so there is less time for reflux to occur
  • prescription mucous membrane protectors, such as sucralfate

Talk to a doctor about which of these options can help reduce acid production that can damage your esophagus and help relieve your stomach pain.

Also ask a doctor about the possible side effects of different treatments. For example, proton pump inhibitors can upset your stomach.

In general, you don’t want to ignore GERD because, over time, acid reflux from your stomach to your throat can damage the lining of your esophagus. This can lead to serious conditions like Barret’s esophagus, which increases the risk of esophageal cancer.

So even if you’re not too bothered by stomach pain from GERD, it’s best to discuss possible GERD treatment options with a doctor to prevent long-term complications.

Just as you could treat your GERD-related stomach pain by adopting certain lifestyle habits, these same strategies can help you prevent GERD and the painful symptoms that can accompany it.

Let’s look at these prevention strategies in more detail.

Avoid certain foods

Certain foods are known to trigger episodes of GERD, such as:

  • fatty and fried foods
  • spicy foods
  • citrus and juice
  • tomatoes and tomato products
  • garlic and onions
  • alcohol
  • soft drinks
  • coffee
  • caffeinated tea
  • pepper mint
  • Chocolate

You can limit or avoid some or all of these foods to manage your GERD symptoms.

Change the way you eat

You don’t have to just edit what you eat. You can change How? ‘Or’ What you eat too. Try forgoing large, heavy meals and instead opt for smaller, more frequent meals to see if that improves your symptoms.

Lose weight if you are overweight or obese

GERD is linked to obesity. If you are overweight or obese, losing weight can help reduce symptoms such as heartburn and stomach pain.

Stop smoking

If you smoke, this can be one of the hardest steps to take, but it’s worth it: quitting smoking can improve your health in many ways.

In addition to improving your cardiovascular health, blood pressure, and lowering your risk of many cancers, quitting smoking can help lower your risk of GERD and its pain-related symptoms.

Raise your head when you sleep at night

Keeping your head slightly elevated can help prevent stomach acid from backing up into your esophagus.

Raise your head with a wedge pillow under the top of your mattress when you sleep. You can also try sleeping on your side to see if it makes a difference, as side sleeping may be linked to certain health benefits.

GERD pain is most often felt in the upper abdomen. If you have pain in other parts of your abdomen, it may be caused by something else.

Some possibilities include:

  • Annex problems. An inflamed or infected appendix can cause pain in the middle of your abdomen, which then travels to the lower right quadrant of your abdomen.
  • Irritable bowel syndrome. This chronic digestive system disorder can cause a variety of symptoms, including stomach pain, gas, bloating, and diarrhea.
  • Gas or bloating. The trapped gas can cause sudden, sharp abdominal pain, bloating, and cramping.
  • Constipation. If you have trouble having a bowel movement, it can hurt your abdomen.
  • Food intolerance. Eating something your body can’t tolerate can cause stomach pain, diarrhea, bloating, cramps, headaches, and rashes.
  • Stomach virus. Gastroenteritis can cause vomiting, diarrhea, fever or chills and stomach pain.
  • Foodborne illness. If you have eaten something that has been contaminated with bacteria or other pathogens, it can cause stomach pain, cramps, nausea, vomiting, and fever.
  • Menstrual cramps. Menstrual cramps can cause pain in the lower abdomen and lower back.
  • Intestinal blockage. When something blocks your intestine, it can cause severe pain in your belly. You may also have nausea and vomiting.
  • Abdominal aortic aneurysm. This condition is a medical emergency. The pain from this type of aneurysm can be dull or sharp. It can occur in the chest, lower back, or groin, as well as in the abdomen.

Stomach pain may not be the main symptom of GERD, but it can often accompany acid reflux and regurgitation, which are the most common symptoms.

If you find that over-the-counter treatments and lifestyle changes aren’t improving your stomach pain and other GERD-related symptoms, talk to a doctor about other treatment options that might be right for you.

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Census undercount threatens federal food and health programs on reserves http://joypeppers.com/census-undercount-threatens-federal-food-and-health-programs-on-reserves/ Mon, 23 May 2022 13:55:41 +0000 http://joypeppers.com/census-undercount-threatens-federal-food-and-health-programs-on-reserves/

(KHN) The 2020 census missed nearly 1 in 17 Native Americans living on reservations, an undercount that could very well lead to insufficient federal funding for essential health, nutrition and social programs in remote communities with high poverty rates and limited access to service delivery.

The census counted 9.7 million people who identified as Native American or Alaska Native in 2020 — alone or in combination with another race or ethnicity — up from 5.2 million in 2010. But the native population of some 325 reservations nationwide was underestimated by nearly 6%, according to a demographic analysis of census accuracy. Indigenous peoples on reservations are used to being underestimated – almost 5% were missed in 2010, according to the analysis.

At least 1 in 5 Native Americans live on reservations, according to previous census data. More detailed Native American population data from the 2020 census will be released over the next year.

Census figures help determine how much money is allocated to various programs on reservations such as health care, social services, education and infrastructure. For example, on the Blackfeet Reservation in northwestern Montana, the co-chair of a food pantry whose funding depends in part on census counts fears that undercounting will make it harder after this year for all families who need free meals to access them.

The pantry — run by an organization called FAST Blackfeet, which stands for Food Access and Sustainability Team — serves about 400 households a week, Danielle Antelope said. The 2020 census puts the population of the Blackfoot Reservation at 9,900, which Antelope says “does not reflect our numbers in reality.”

Thirty-seven percent of Blackfeet reservation residents lived below the poverty line from 2014 to 2018, compared to a statewide average of 13 percent, according to periodic estimates from the American Community Survey.

“I see the issue of census undercount as having to do with representing need,” Antelope said.

Antelope said he has seen firsthand what it means when people living on reservations fall through the cracks. His mother was a bus driver who earned too much money to qualify for income-tested federal food assistance programs, but not enough to adequately feed her children. The family depended on processed foods from the frozen aisle.

When produce is expensive or hard to find, inexpensive packaged meals are often the only option. “As we now know, these cheap foods are linked to health disparities,” Antelope said. “And those health disparities are high in communities of color and tribal communities.”

Census errors are not limited to Native Americans on reservations. Blacks (3%) and Hispanics (5%) living in the United States were also underestimated. Meanwhile, whites were overcounted (2%).

Among U.S. states, Montana has the fourth-largest share of Native residents, at 6%, and Native Americans are the second-largest racial or ethnic group in the state, after people who identify as white. The percentage rises to 9% when it includes people who identify as “American Indian and Alaska Natives alone or in combination” with another race or ethnicity. Most Native residents live on one of Montana’s seven reservations or in a nearby city or county.

The Indian Health Service, the federal agency required to provide medical care to most native residents of the country, receives funding partly based on the census. Nationally in 2019, the most recent year for which data is available, IHS spent $4,078 per person, according to agency data.

In comparison, Medicaid, the federal health insurance program for people with low income and certain disabilities, spent more than double that rate, $8,436. A note from the United States Government Accountability Office noted that the usefulness of per capita comparisons is limited because federal programs vary widely.

Health gaps were visible during the pandemic. In Montana, the leading cause of death among Indigenous people in 2020 was covid, largely due to other conditions people had, such as respiratory disease, obesity, and diabetes. Heart disease was the second leading cause of death.

More accurate censuses would lead to “increased financial support from the federal government and even the state government,” said Leonard Smith, CEO of the Billings-based Native American Development Corp., a nonprofit organization company that provides technical assistance and financial services to small businesses. . “I think it makes people realize that there is a much larger indigenous population than is reported, and so it becomes a higher priority. It’s all about the numbers,” Smith said.

A more accurate count could also help improve on-reserve infrastructure and housing.

Federal housing assistance remains inaccessible to many households on tribal reservations. Research indicates a strong relationship between housing and better health outcomes. A 2020 study published in the journal BMC Public Health found that nearly 70% of people who obtained safe and stable housing reported “significantly better” health outcomes nine to 12 months later, compared to then. where they experienced housing insecurity.

According to a 2017 report by the National Congress of American Indians, more than 15% of homes in areas on or near Indigenous reservations were considered overcrowded – meaning there was more than one person per room, including living rooms, kitchens, bedrooms, and enclosed porches — compared to 2% of homes among other populations.

Although about a quarter of households have incomes below 50% of the federal poverty level, according to the report, only about 12% received federal housing assistance. Census data is used to determine housing and community development grant funding.

“When a census undercounts an Indigenous community, it has a direct, long-term impact on the resources the community receives – things like schools and parks, health care facilities and roads,” said said Michael Campbell, deputy director of Native American. Rights Fund in Boulder, Colorado.

The impact of undercount on funding transcends budgets and social programs. This creates a feeling among indigenous peoples that their presence in this country matters less than that of others, leading to both political disenfranchisement and personal harm, tribal members said.

“Because for so many years we got used to not being counted, we don’t have this aspiration for our government to create space for us now,” Antelope said. “When we have accurate numbers that reflect our community, our voice is heard and we can get services and funding that better reflects our community. »

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Stockholm Syndrome cooks up a plate of Swedish charm for the Rainy City – Food http://joypeppers.com/stockholm-syndrome-cooks-up-a-plate-of-swedish-charm-for-the-rainy-city-food/ Mon, 23 May 2022 07:00:48 +0000 http://joypeppers.com/stockholm-syndrome-cooks-up-a-plate-of-swedish-charm-for-the-rainy-city-food/

Felix Martua (The Jakarta Post)

Jakarta ●
Mon 23 May 2022

2022-05-23
14:00
0
e16ff64e7ecc29b417414912231247ea
1
Food
food,culinary,swedish meatballs,swedish cuisine,bogor,restaurant,dining room
Free

Stockholm Syndrome is causing a stir among Bogor’s catena of hip cafes thanks to the life stories of its founders and the tasty offerings of northern coffee.

Perhaps the first thing that catches the attention of the dedicated Stockholm Syndrome foodie is the name of the cafe itself. While it might seem obvious that this particular establishment – tucked away in the eastern belt of Bogor in West Java – offers Swedish cuisine and pastries, potential customers might be tempted to wonder why such a restaurant had to be named after a condition in which hostages develop an emotional and intimate bond with their captors, a phenomenon that originated in the Norrmalmstorg robbery that took place in Stockholm in 1973.

The name might not necessarily be appetizing to a layman, but according to cafe co-founder (and native Swede) Samim Zarin, there’s a particular reason why “Stockholm Syndrome” is a perfect name, after all. .

“Sometimes life holds you hostage,” the 33-year-old restaurateur told Jakarta Post May 13. “So at that moment you can choose between two states of mind: either you are a victim or you fall in love with life and enjoy it.”

Stockholm Syndrome is that and more – a labor of love born out of the founders’ desire for independence and self-realization. With the slogan Swedish cafe culture in Bogor!”, Stockholm Syndrome serves up Swedish food, sweets and refreshments in the hopes that diners will form an emotional connection to the cafe, much like the infamous psychological storyline.

Introspection

The genesis of Stockholm Syndrome is rooted in what Samim jovially describes as a “mid-20s life crisis.” At the time, even though he had “a good job, a great career, an apartment and my car”, he couldn’t help feeling that he was losing his vigor in life. Moreover, the continued stagnation of his life in Sweden made him fearful of the future.

“Everything was fine, you know? But I just felt like I could see my life too far ahead, like, ahead. I could see my life five years later, and it wasn’t something that made me feel alive.

“So it came from, like, basically these philosophical questions, like, ‘What is it about? What am I doing here and what do I want to do?'” Samim recalls .

Indonesian Touch: The outdoor space concept is inspired by exterior design commonly found in Bali and Yogyakarta. (JP/Felix Martua) (JP/Felix Martua)

Believing it was time to shake things up, Samim decided in 2014 to “sell everything” and move to Japan for the next two years – an intriguing excursion that also led him to his future wife Imelda Aprilia. , an Indonesian from Bogor. Once their relationship became more serious, in 2016, Samim decided to follow his wife and “start a life” in the Rainy City.

During their early years as a married couple, Samim and Imelda helped the latter’s family, which at the time operated a relatively small catering business in Bogor. After contributing to the operational expansion of the said business for the next three years, the couple decided it was time to start their own business, especially after familiarizing themselves with the Bogor market and the nooks and crannies of the management of a culinary shop.

Long story short: Stockholm Syndrome opened its doors to customers on February 1, 2019.

Intimate Swedish

To Samim’s surprise, opening a Swedish café in the city was less difficult than initially imagined. It turns out that Indonesians are quite open-minded when it comes to trying unconventional foreign cuisine.

“The Indonesian market is very, very interested in new foods,” he said. “For example, people like Japanese, Korean, Western, German, whatever you can think of. There really is no difference in Indonesia; everyone likes new food! We so we were a bit hesitant but at the same time we knew that most Indonesian people like new things they are not super nationalistic they only eat Padang or rendered or in a way to or whatever. They are really ready to try.”

Over time, Samim observed that Stockholm Syndrome constantly made itself known not only in Bogor, but also in Jakarta. The cafe’s Instagram account has so far garnered more than 12,000 followers – an “organic” popularity for which he credited regulars and patrons of Stockholm Syndrome, who have been more than willing to spread the word. As a result, Samim revealed that 50% of cafe customers are now foreigners.

“We wanted this place to give you an experience, and that experience translates into posts, photos, word of mouth and reviews,” he explained.

Such an experience, first and foremost, started with the cafe menu. While Samim and Imelda have always ensured that the Swedish dishes offered by Stockholm Syndrome are as authentic as possible, ultimately the former pointed out that even in his home country it is difficult to determine what tastes like a so-called “authentic” Swedish cuisine. considering that Sweden itself “is very integrated with many different cultures these days”.

He continued: “If you go to Sweden, there’s a plethora of different foods that aren’t Swedish, but the Swedes themselves love: kebabpizza, pasta, tacos, rice dishes, Chinese, Thai cuisine. »

That said, there’s usually a “family” quality to all foods that appeal to native Swedes – an elemental facet that serves as the overarching theme of the Stockholm Syndrome menu. Swedish meatballs, also known as köttbullar, are one of the café’s most “intimate” dishes – and also one of the café’s signature plates. The meatballs are complemented with mashed potatoes, mushroom gravy, pickled cucumber and lingonberry jam – the latter is a type of berry that is a staple in the kitchen. Northern Europe and usually grows in arctic tundra.

“It’s a very intimate type of everyday food that’s available to everyone [in Sweden] because the ingredients are basic and we don’t need ultra-refined ingredients to make it happen,” Samim explained.

When it comes to Swedish pastries, Samim would personally recommend Swedish pancakes – also known as pannkakor — and traditional coffee seemeda bread with cardamom cream filled with sweet almonds and cardamom, whipped cream and icing sugar.

For vegetarians, Stockholm Syndrome recently partnered with Green Rebel Foods offering a selection of plant-based meals and coffee. For caffeine lovers, the coffee’s Midnight Romance – a cold brew concoction with peach, brown sugar and milac on top – is not to be missed.

Apart from the menu, Stockholm Syndrome doubles down on its “intimate” vibe via the architectural design of the café. The cafe offers an open-air space influenced by exterior designs commonly found in Bali and Yogyakarta, as evidenced by the way the space is adorned with palm trees and calatheas, complemented by rattan furniture and “earthly” wall accents.

Samim thinks the ‘lush’ vibe the cafe gives off is ‘also something that appeals to our customers. They really feel they can spend their mornings here, they can work here, they can eat here, that they can bring their families”.

Hearty lunch: The café's Köttbullar consists of meatballs, mashed potatoes, mushroom sauce, pickled cucumber and lingonberry jam.  (JP/Felix Martua)Hearty lunch: The café’s Köttbullar consists of meatballs, mashed potatoes, mushroom sauce, pickled cucumber and lingonberry jam. (JP/Felix Martua) (JP/Felix Martua)

Swedish takeover

In June this year, Stockholm Syndrome will be participating in a month-long culinary event called “Swedish Month” at the Coldheart BEC outlet, located at M Bloc Space, Jakarta. For the event, Stockholm Syndrome is collaborating with Muhammad Aga, a barista and winner of the 2018 Indonesia Barista Championship.

“I think it might be interesting for readers to know that if they can’t come to Bogor in June, we will actually land at M Bloc,” Samim said. To start, in about ten years, Samim would “love” to expand the cafe operations to Jakarta; Bandung, West Java; Yogyakarta and Bali.

Nita, a 43-year-old freelance writer and veteran of Stockholm Syndrome, applauded the cafe’s unique name and the spirit it imparts to her and her fellow customers.

“The place itself is very welcoming and very private. There is a back garden and people cannot see us from outside if we stay in the garden. And the price is reasonable. J love this place,” she remarked.

She also clarified that of all the food served at the cafe, Swedish meatballs and pancakes are her personal favorites.

“The elements complement each other, it’s a mouthful. How can I say ? Ngenyangin [filling]!” she concluded with a laugh.

Stockholm Syndrome opens daily from 9:00 a.m. and also opens for private parties. Pets are welcome. For more details, including reservations, check out his Instagram @stockholmsyndromebgr.


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EV loans from 7.25%. Check other details http://joypeppers.com/ev-loans-from-7-25-check-other-details/ Sun, 22 May 2022 14:12:06 +0000 http://joypeppers.com/ev-loans-from-7-25-check-other-details/

SBI Green Car Loan Program: EV lloans from 7.25%. Check other details

New Delhi: With India gaining momentum to reduce its carbon emissions, more and more people have started switching to electric vehicles. This could be seen as in line with the government’s goal of becoming a 100% electric vehicle nation by 2030.

To further encourage citizens to switch to electric vehicles, Indian banks have also started taking initiatives by offering attractive loans. One such bank is the country’s largest public lender – the State Bank of India (SBI), which encourages people to apply for electric vehicles through their green car loan scheme to reduce their carbon footprint.

To increase the reach of the loan scheme, the bank said in a tweet, earlier this week, “Charging India’s Green Future! SBI is providing India’s first green car loan to encourage people to reduce their carbon footprint and to opt for electric vehicles.

SBI Green Car Loan Program

The State Bank of India is offering an interest rate of 7.25% to 7.60% for loans granted for electric vehicles from 15th May 2022. The repayment period starts with a minimum of 3 years and a maximum 8 years old. The eligible age group is 21 years old to 67 years old to sanction the loan.

SBI grants an additional concession of 20 basis points on the interest rate applicable to normal auto loans for the entire class of customers.

Its margin is up to 90% of the road price.

SBI EV loans are offered in 3 categories

1- The first category concerns regular employees of Central Public Sector Enterprises (Maharana’s/Navratnas/Miniratnas). Defense Salary Package (DSP), Para Military Salary Package (PMSP) and Indian Coast Guard Package (IGSP) Clients and NCOs from various defense establishments.

The bank has an income test of a minimum of Rs 3 lakh for government employees. In return for this income, the public lender offers a maximum loan of up to 48 times the net monthly income.

2- The second category concerns professionals, self-employed workers, businessmen, business owners/partnerships who are subject to income tax. For this category, the income criteria are defined as net profit or gross taxable income of Rs 3 lakh per annum.

In this category, the bank offers a maximum loan of 4 times the net profit or gross taxable income according to the ITR after adding the amortization and repayment of all existing loans.

3- The third category is the person carrying out agricultural and related activities. The income criteria under this section is set at a minimum annual net income of Rs 4 lakh. Maximum loan up to 3 times annual net income.

]]> Fried rice with a spicy and fruity Caribbean twist http://joypeppers.com/fried-rice-with-a-spicy-and-fruity-caribbean-twist/ Sun, 22 May 2022 05:00:13 +0000 http://joypeppers.com/fried-rice-with-a-spicy-and-fruity-caribbean-twist/

Leftovers are always a blessing. I like to cook a little more chicken, rice, or potatoes whenever I can because they have so many uses. Fried rice is one of my favorite dishes. It used to be for a quick and easy lunch but now as my kids get older they seem to need it after school, rugby practice or swimming. Their appetites seem insatiable as they grow, my eldest being only 10 years old.

A bowl of brown rice with added protein such as eggs or chicken is the perfect fuel. They also like the small cubes of fried chorizo ​​and a can of mixed red beans. It is an easy to prepare and nutritious fast food.

For this dish, I’m changing up our usual fried rice and bringing in Caribbean flavors with Scotch Bonnet peppers, allspice, thyme, and juicy fresh pineapple. It’s a bright summer take on a family favorite.

You can use canned pineapple for this, or keep an eye on the freezer section for frozen pineapple, it’s so much more enjoyable. If you get fresh pineapple, it’s always fun to make the most of it and scoop out the fruit to make a pineapple boat. It’s a wonderful way to serve this rice, or store it for sorbet, fruit salad or ice cream.

Go the extra mile and use pineapple skin to make tepache, a Mexican fermented drink. It is very simple to make and requires only a few days of fermentation by placing the skins in sugar water. You are rewarded with a bubbly, probiotic-rich version of Lilt. I always do this if I get an organic pineapple and it’s great fun. There are many recipes online and I recommend serving it chilled with crushed mint.

To make the pineapple boat, cut the fruit in half, then use a small paring knife to cut out the fruit inside. Leave at least a half inch as a rim around the edge to form your bowls. Or simply remove the top of the fruit to make a larger bowl.

Scotch Bonnet peppers are named for their shape, resembling the traditional Scottish Tam o’Shanter hat. They are spicy and slightly sweet, giving Caribbean dishes their unique flavor. If you can’t find them, try using habanero, jalapeños, or chili flakes. They won’t be the same but will give off that spicy heat.

This fried rice is a super convenient one-pot dish that requires very little cooking time and minimal cleanup. It’s great for busy weeknights and can be eaten from bowls outdoors, enjoying those longer evenings as it warms up.

Recipe: Caribbean style fried rice

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Strangeways Brewing will open a new location in Williamsburg this summer http://joypeppers.com/strangeways-brewing-will-open-a-new-location-in-williamsburg-this-summer/ Sat, 21 May 2022 13:00:47 +0000 http://joypeppers.com/strangeways-brewing-will-open-a-new-location-in-williamsburg-this-summer/

(WYDaily Media)


WILLIAMSBURG — Strangeways Brewing, a Virginia-based microbrewery, is gearing up to open its fourth location this summer at The Shops at High Street.

At a recent Williamsburg City Council meeting held May 12 at the Stryker Center, the company received unanimous approval for a special use permit to operate a microbrewery at 1430-1103 High Street.

During this same vote, the municipal council also unanimously approved an amendment to modify the text to authorize a “”micro-brewery, micro-distillery, micro-cellar and/or micro-cider house, with a capacity not not exceeding 15,000 barrels per year” with an Economic Development Special Use Permit ED-2″.

“15,000 barrels is generally the industry norm,” Williamsburg Acting Director of Planning and Code Compliance Erin Burke said during a briefing to city council. “It’s sort of the boundary between going from a micro-brewery, in this case, to a large distributor. This number is sort of seen universally, not just in Virginia but across the country. This does not indicate that the applicant will produce as much, it is just the limit imposed on the property.

The Williamsburg location will offer a brewery tasting room at the corner of Richmond Road and High Street. The tasting room, according to Strangeways Brewing, “[W]will be open 7 days a week.

Strangeways Brewing Williamsburg location hours of operation:

  • Monday – Thursday: 2 p.m. – 9 p.m.
  • Friday – Saturday: 12pm-11pm
  • Sunday: 12 p.m.-8 p.m.

The 4,000 square foot location will also include outdoor spaces for guests to use. This will include “a huge brick patio with walkways at the front of the space and a spacious brick courtyard at the back of the space, all surrounded by manicured landscaping and topiary” , according to Strangeways Brewing.

The location will feature 300 seats and 48 draft lines. The company says it will serve “a diverse range of beers, ciders, flavored sparkling seltzers, wines and non-alcoholic offerings.”

The microbrewery’s various beer offerings include IPAs, Lagers, Pilsners, Ales, Stouts, Porters, Belgians, Sour & Wild Ales, and Barrel Aged Ales.

“We are simply enthusiastic about the location. I have a lot of connections to Williamsburg,” Strangeways Brewery founder/owner Neil Burton said during the city council meeting. “We think this is ideal for this mall which currently has many restaurants.”

In addition to brewing its own beer, Strangeways Brewing will be serving nachos, pretzels with beer cheese and mustard, fries and beer queso, and other hot and cold snacks. Additionally, the microbrewery invites customers to bring food from surrounding restaurants to its location.

Surrounding dining options include Plaza Azteca Mexican, Aticha Thai Cuisine, Subway, Five Guys Burgers, Le Yaca French Restaurant, Revolution Golf and Grille, Tipsy Beans Cafe’, Fat Tuna Grill and Oyster House, and Manhattan Bagel.

“We have an outdoor space coupled with the indoor space, we think that will allow people to bring food from local restaurants to enjoy a beer at our house,” Burton said during the city council meeting. “I think this particular center has a lot of things around town that people can visit and enjoy, like the Revolution Bar and Grille, which is a unique space where you can walk in and play indoor golf. I think those kinds of uses are really interesting. I think we really associate with this mall.

Strangeways Brewing hasn’t set an exact date for its grand opening.

Other Strangeways Brewery locations:

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